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Over the years, we have experienced that the small to medium organization is looking for three things: (1) someone who has the desire to truly understand their business, (2) a process, not product, oriented approach to managing risk, and (3) an individual who will serve as their outsourced risk manager.

The privately-held corporation - CEO, CFO, HR Manager - is so much busier today then they were a few years ago. Between the growing regulatory burden to the changing economic marketplace, they are searching for an individual who has the desire to serve as an "advocate" in helping them mitigate and manage risk, not an insurance salesperson.

What is your TOTAL COST OF RISK?

Our rm360 approach is a four-step process focused on the identification and measurement of risk with the goal of implementing and monitoring appropriate risk management strategies that lower the cost of risk within your organization.

Just as important, the underwriting community takes our diagnostic approach seriously. Because we are improving our clients "risk profile" (thereby reducing claim frequency and severity), the natural outcome of client partnerships is long-term risk and insurance cost reduction.

Next > The Risk


Kenneth R. Golsan



Peter R. Scruggs